Kopra Value Chain is a web-based channel provided by Bank to catter customer needs interm of supply chain transaction (transactions between principals, suppliers, and distributors in supply chain relationships) from invoice submission, invoice acceptance, payment instruction invoice and request financing.

Kopra Value Chain provide two types of supply chain financing, such as:

• Account Payable Financing, credit facility provided by the Bank to Debtor (as a Buyers) in order to enable on time payment of Seller’s invoice.

• Account Receivable Financing, credit facility provided by the Bank to Debtor in order to accelerate Seller’s invoice payment acceptance from Buyers.

Customers can access Kopra Value Chain via https://fin.scm.bankmandiri.co.id/ or https://kopra.bankmandiri.co.id/ by inputting the company’s Kopra Value Chain credential.

Kopra Value Chain offers an added-value to the customer's supply chain financing process, such as:

• Security Guarantee, with a certified system and the implementation of an authorization matrix approval for every transaction conducted through Kopra Value Chain.

• Improved customer effectiveness through real-time monitoring of transaction information, limits, and usage, as well as electronic data storage and reporting provided through Kopra Value Chain.

• Provided efficient service with the convenience of initiating payments or financing applications that can be submitted anywhere and anytime through a web-based service offered by the Bank.

• Online Onboarding through a web-based system with electronic signature authorization that can accelerate the customer registration process in Kopra Value Chain.

• Simple Invoicing and Auto-Financing that can be initiated through the access address of Kopra Value Chain.

• Automatic Repayment on the invoice or loan due date.

• Push Notification that sends timely notifications to customers via their registered email address or phone number for every transaction made.

• Comprehensive Report in the form of providing and storing customer transaction reports

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